California Life and Disability
Michael D. Wong, CLTC, DDS
California Life and Disability, Inc. specializes in dental professionals who are concerned that a major illness or long term disability could bring financial hardship to their family and practice.
We are the San Francisco Bay Area’s leading agency on:
Living Benefits Life Insurance “life Insurance you can use if you become sick”
Asset Based Long Term Care Insurance “use it or get your money back”
We help answer two questions for our dental professionals:
- What will happen to my family and practice if I become sick and can’t work?
We develop programs in which clients, who do become sick with a major illness such as a heart attack, stroke, or cancer, can advance their life insurance benefits early to receive cash and fulfill their financial obligations for their practice and family while they recover.
2. Who will I ask to take care of me and how will it affect my finances if I become chronically ill and need long term care?
We structure a plan of asset based long term care that provides unlimited lifetime benefits, which protects two people, and will return your money if you never use it.
“Income protection for life”